본문 바로가기 대메뉴 바로가기
ADMISSIONS ADMISSIONS MORE

Student Health Insurance AssociationMedical Allowance Support for Members

Support for student’s healthy academic life by providing medical allowance support and free health checkup

Annual Support Limit

Up to 5,000,000KRW per year(Including financial support for campus injury)

Annual period : Beginning day of spring semester ~ The day before beginning day of next spring semester
  • Annual support limit for some NHI non-covered items
    • non covered dental treatment : 200,000KRW ~ 500,000KRW
    • non-covered rehabilitative therapy : up to 100000KRW
    • non-covered hospital admission expenses : 30% of expenses(Max 50,000KRW per day)
Financial support for campus injury has priority.
Impossible to receive medical allowance and financial support in duplicate
If financial support is overpaid annual support limit, you must return the SHIA support amount you received.

Criteria for payment of treatment
Expiration : Apply within (90days) after the treatment date

(Unit : Ten thousand won)
Criteria for payment of treatment
Classification NHI Coverage status Details and items Rate Limit Annual limit
KAIST Clinic Covered items by NHII ① Paid treatments 100% 500 500
Non-covered items by NHI ② Dental treatments 50% 50 50
③ Dermatology treatments 50% 20
④Other uncovered treatments(Except for ⑤ itmes) 50% 500
⑤ Other unsupported treatments 0% 0
NHI Uninsurer ⑥ Paid treatments 50% 500
Outside hospital
(pharmacy)
Non-covered items by NHI ① Paid treatments 70% 500
Covered items by NHII ② MRI, CT, Ultrasounds(Only for diagnosis) 50%
③ Basic examination fee(In case more than 50% self funded)
④ Vaccines for offspring, Tetanus vaccine
⑤ Dental treatments 30% 20
⑥ Rehabilitative therapy and physiotherapy such as massages 30% 10
⑦ Other unsupported treatments(Excluded ⑧items) 30% 500
⑧ Other unsupported treatments
  • Cosmetic(Plastic) surgery, dermatology
  • Vision correction, ophthalmoplasty
  • Health check up and other test without consultation fee
  • Adult’s vaccination, certificate issuance fee etc.
  • Drugs from pharmacies including oriental medicine from oriental clinics
  • Treatments for which 3rd parties are liable such as traffic accidents and assault etc.
  • Other unsupported treatments
0% 0
NHI Uninsurer ⑨ Paid treatments 30% 500
Pharmacy(Including KAIST pharmacy) is applied for outside hospital policy.
Only actual paid amount is eligible for medical allowance.
Apply within 90 days since payment date
Only medical bill of expenses from hospital and pharmacy is eligible for medical allowance.
Medical expenses outside of Korea are excluded from medical allowance. SHIA membership is only effective in Korea.

How to apply SHIA medical allowance

How to apply SHIA medical allowance
Required documents
  • Medical bill of expenses from hospital and pharmacy
    • Card receipt and prescription are not valid
Online Request
  • Path : KAIST Portal > Academic system > Scholarship > Student Self-Service > SHIA Medical Allowance

Other unsupported treatments

  • Purchases of products in KAIST Clinic and every hospital / medical institution
  • Non-covered treatments by NHI from Plastic surgery and Dermatology
  • All kinds of cosmetic treatments from ENT, Urology, Family medicine, Surgical, neurology, Ophthalmology, Ob-Gyn etc.
  • Treatment for Varicose vein, Liposuction, Osmidrosis, Snoring(Polysomnograpy, sleep apnea syndrome), Gynecomastia and Stem cell therapy
  • Consultation fee processed as NHI uncovered fee, other treatments conducted without NHI covered consultation fee, etc.(excluding dental, ob-gyn, mental health clinics, Rehabilitative therapy and physiotherapy)
  • Test fees without doctor’s opinion, uncovered food expenses, other expenses unrelated to treatment(including medical certificate issuance fee, etc.)
  • Drugs from pharmacies(including oriental medicine from oriental clinics), obesity treatments, skin disease(eczema, hair loss, etc) and other cosmetic treatments etc.
  • Treatment expenses incurred since NHI subscriber has received medical treatment by converting to a general patient at his/her own choice
  • Adult vaccination fee(Excluded : 50% support for tetanus fee, 5,000KRW support for influenza in KAIST Clinic)
  • Vision correction treatments(Lasik, Lasek, squint eye correction, lenses, etc.)
  • Other vitamins, hormonal therapy, injections, drugs etc. for boosting energy or recovery from fatigue
  • Treatment for which 3rd parties are liable such as traffic accidents (including motorcycles) and battery injuries
  • Health check ups and other test fees arising during health check ups
  • Medical expenses already subsidized by financial support and industrial accident insurance
  • Tax on treatment fee and discounts applied to treatment costs for various reason(including insurance coverage)
  • Card receipts, sales receipts, simplified bills etc. cannot be accepted.
  • Other costs arising outside of medical institution such as braces and guards
  • Treatments expired 90 days since its payment date(Must be applied within 90days)